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1 If your stolen vehicle is recovered but damaged, theft coverage typically covers the cost of repairs up to the policy limits. However, if the car is recovered in a usable condition, you may need to decide whether to repair it or receive a cash settlement. The decision should consider the cost of repairs versus the vehicle's value.
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One of the primary benefits of comprehensive car insurance is its ability to cover theft. This includes both the theft of the vehicle itself and the theft of personal belongings from within the car. Many comprehensive policies also cover damage caused by attempted theft, such as broken windows or damaged locks. This coverage can provide significant financial relief in the event that a vehicle is stolen or vandalized.

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